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☆ Credit Card Swipe Fees Are Going Down. Are Points Going With Them?
▼ + stars: | 2024-03-28 | by ( Elaine Glusac | ) www.nytimes.com time to read: +1 min

On Tuesday, the largest credit card companies in the United States reached an agreement with merchants to reduce the so-called swipe fees retailers pay for accepting credit card payments, potentially saving the retailers $30 billion. These fees also help fund the credit card rewards programs that many travelers redeem for things like free flights and hotel stays, leading points hawks to wonder: Are loyalty programs at risk? Last year, credit card payments generated an estimated $72 billion in fees paid by merchants, which are generally passed along to customers in the form of higher prices. For nearly 20 years, merchants have been seeking reductions in the fees they pay Visa and Mastercard for handling transactions where the cards are used. It would also allow merchants to potentially charge consumers more based on the card they pay with.

Organizations: Visa, Mastercard, Chase Sapphire Reserve Locations: United States

A settlement that could scramble the credit card businessA long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants. But the proposed class-action settlement could have wider consequences, including for the lucrative business of high-end credit cards — and for retailers. What’s in the settlement: Visa and Mastercard said on Tuesday that they had agreed to reduce swipe fees, costs associated with the use of a credit card, for about five years. Perhaps more important, merchants will be able to raise their prices based on the kind of card. For example, buying groceries with a higher-fee card — typically a premium card like the Chase Sapphire Reserve — could become more expensive than paying with a lower-end one.

Organizations: Visa, Mastercard, Chase Locations: United States

As a result, premium credit cards are more likely than others to be impacted by this legislation. You might soon pay more for the privilege of paying with a premium credit card like the Chase Sapphire Reserve or The Platinum Card from American Express. Premium credit cards: Worth paying a premium per purchase? But we've seen premium credit card annual fees steadily rise over the past few years, and this legislation may further impact loyalty rewards. But be prepared to potentially shift your payment strategy, especially if merchants begin charging variable rates based on different costs for premium credit cards.

Persons: —, Michael Spelfogel, John Ulzheimer, Ulzheimer Organizations: Visa, Mastercard, Service, Chase Sapphire Reserve, American Express, cardholders, Chase, Capital, Citi Locations: FICO, Wells Fargo

☆ Credit-card points might be entering a new era
▼ + stars: | 2024-03-26 | by ( Dan Defrancesco | Alex Bitter | ) www.businessinsider.com time to read: +4 min

Visa and Mastercard settled a dispute with US retailers over credit-card swipe fees. AdvertisementOne of the great American pastimes — using your credit card to accumulate points — could be about to change. On Tuesday, Visa and Mastercard settled with US retailers over a longstanding dispute tied to credit-card swipe fees. But the points game can be one of fine margins, and a change to interchange fees could have ripple effects for rewards programs. Don't be surprised if it starts taking a lot longer to rack up the points required for your next getaway.

Persons: Banks, —, they'd, David Morris, Morris, David Silverman Organizations: Visa, Mastercard, Service, JPMorgan Chase, Bank of America, Bloomberg, Chase, National Retail Federation, Retail Industry, Association, Credit, Fitch Locations: bodega, It's, eMarketer

☆ You may have to pay more at checkout when using your Visa or Mastercard
▼ + stars: | 2024-03-26 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +1 min

Visa and Mastercard settled with US retailers over credit card swipe fees. The agreement allows retailers to negotiate card fees directly with the credit card companies. AdvertisementAfter nearly two decades of litigation, Visa and Mastercard have reached a massive antitrust settlement with US retailers capping credit card swipe fees. The agreement, which is still subject to court approval, will make Visa and Mastercard transactions cheaper for retailers and for some consumers. Some customers who use certain brands like Chase Sapphire Reserve may see higher fees at checkout, according to Bloomberg.

Persons: — Organizations: Visa, Mastercard, Service, Chase, Bloomberg, Business

Do Credit Card Points Expire? Credit Card Points Never ExpireUnlike many airline miles and hotel points, credit card points don't expire as long as you keep your account open and in good standing (meaning you continue to pay off your balances or communicate with the bank if you need any financial assistance). Here are the main credit card points currencies, along with the top credit card options for earning each of them:These transferable credit card points can be extremely valuable, not just because you have so many options for using them to book travel, but also because there are certain sweet spots you can use to your advantage. FAQsDo all credit card points expire? Check the terms and conditions of your credit card rewards program or contact your credit card issuer directly.

Persons: there's, Miles, you'll, that's Organizations: Business, Business †, Citi Prestige, Citi, Chase Sapphire Reserve, American Airlines, Capital, American, Marriott, Alaska Airlines, Apple Locations: Chase, Alaska, Chevron

☆ I went to Chase's new airport lounge and couldn't believe I could get in for free without the travel credit card
▼ + stars: | 2024-02-24 | by ( Joey Hadden | ) www.businessinsider.com time to read: +1 min

I visited the Chase Sapphire Lounge at LaGuardia Airport, which offers meals, drinks, and a spa. The lounge is free for $550-per-year Chase Sapphire Reserve cardholders. But travelers without the card can enter for free once a year with a Priority Pass membership. AdvertisementI recently went to LaGuardia Airport's Terminal B and stepped into a 21,850-square-foot space that felt like a luxury hotel lobby. It was the new Chase Sapphire Lounge , which opened in NYC's LGA and John F. Kennedy International Airports in January.

Persons: —, Chase, John F Organizations: LaGuardia Airport, Chase, Service, LaGuardia Airport's, John, Kennedy International Airports, Business Locations: LaGuardia, NYC's LGA, Boston, Hong Kong

Amazon Business Prime Card OverviewThe Amazon Business Prime Card is ideal for business owners who frequently make Amazon or Whole Foods purchases and already have a Business Prime membership. Amazon Business Prime Card RewardsWelcome OfferNew Amazon Business Prime Card cardholders receive a $125 Amazon Gift Card upon approval, equivalent to the 5% rewards you'd earn from spending $2,500 in eligible Amazon purchases. Amazon Business Prime Card Benefits and FeaturesThe Amazon Business Prime Card includes a number of tools designed to simplify small business management. Amazon Business Prime Card Annual Fee and Other CostsThe Amazon Business Prime Card card doesn't have an annual fee, but you need a personal or business Amazon Prime membership to be approved. When looking at the Amazon Business Prime Card, we considered several criteria including:Rewards — The Amazon Business Prime Card earns 5% back on eligible Amazon Purchases.

Persons: cardholders, Amex, You'll, Finance Insider's, it's Organizations: Business, Amazon, Prime, Amazon Business, Foods, Business Prime American Express, Amazon Business Prime Card, Amazon Business American, Business Prime Card, Web Services, Amazon Business Prime, American, QuickBooks, Business Prime, Finance, Chase, Amazon Prime

☆ I went to Chase's brand-new airport lounge and saw firsthand how pampered I could feel before a flight
▼ + stars: | 2024-02-10 | by ( Joey Hadden | ) www.businessinsider.com time to read: +2 min

I recently visited the new Chase Sapphire Lounge at LaGuardia Airport in NYC. The lounge is complimentary for some Chase Sapphire Reserve cardholders. That's the reality at the Chase Sapphire Lounge, an exclusive airport club in Boston, Hong Kong, and, most recently, New York City. AdvertisementThe Chase Sapphire Lounge is free and unlimited for $550-per-year Chase Sapphire Reserve credit cardholders, who can bring up to two more travelers for free, according to the company's website. The cardholder must also activate their Priority Pass airport lounge membership — complimentary through Chase Sapphire Reserve — to access the space.

Persons: Chase, —, John F, cardholders, Ioannis Tzielekis Organizations: LaGuardia, Chase, Service, Kennedy International Airport, Chase Sapphire, LaGuardia Airport's Locations: NYC, Boston , Hong Kong, New York City, JFK, LaGuardia

Compare the Top Business Travel Credit CardsBest business credit card overall for most small business owners Ink Business Preferred® Credit Card Apply now lock icon An icon in the shape of lock. Best Business Travel Credit Cards of FebruaryInk Business Preferred® Credit Card : Best business credit card overallBest business credit card overall The Business Platinum Card® from American Express : Best business credit card for premium benefitsBest business credit card for premium benefits Capital One Venture X Business Card† : Best business credit card for high spendersBest business credit card for high spenders The Blue Business® Plus Credit Card from American Express : Best business credit card for unlimited flat-rate Amex Membership RewardsBest business credit card for unlimited flat-rate Amex Membership Rewards Ink Business Cash® Credit Card : Best business credit card for unlimited flat-rate cashback or Chase Ultimate Rewards®Best business credit card for unlimited flat-rate cashback or Chase Ultimate Rewards® American Express® Business Gold Card : Best business credit card for 4x Amex Membership Rewards categoriesBest business credit card for 4x Amex Membership Rewards categories Capital One Spark Miles Select for Business† : Best business credit card for unlimited flat-rate Capital One milesBusiness Travel Credit Card ReviewsBest business credit card overall: Ink Business Preferred® Credit CardThe Ink Business Preferred® Credit Card is a fantastic jack-of-all-trades business credit card for many small business owners. Best business credit card for high spenders: Capital One Venture X Business Card†The Capital One Venture X Business Card† is a newcomer on the business credit card scene that heavily rewards big spenders. Best business credit card for unlimited flat-rate cashback or Chase Ultimate Rewards®: Ink Business Cash® Credit CardThe Ink Business Cash® Credit Card is a no-annual-fee business credit card that earns generous cash back on business-related categories while providing useful perks such as purchase and extended warranty protection. Best Business Travel Credit Cards Frequently Asked QuestionsWhat is the best business credit card for travel rewards?

Persons: You've, It's, You'll, We'll, you'll Organizations: Business, Venture, Business †, you've, Ink, Chase Travel, FDIC, Express, American Express, Dell Technologies, Adobe, American, Capital, One, Amex, FedEx, Grubhub, Supply, Walmart, Best, Dell, Air Canada Aeroplan, British Airways Executive Club, Marriott Bonvoy, Chase, Finance, — Locations: AmexTravel.com, U.S, Chevron

Find the Chase Sapphire Lounge post-security in JFK's Terminal 4, open from 5 a.m. to 11 p.m. Read our Chase Sapphire Reserve credit card review and other best credit cards for airport lounge access. Access the Chase Sapphire Lounge JFKLocation and hoursThe Chase Sapphire Lounge by The Club with Etihad Airways is located in Terminal 4, post-security on the mezzanine level above Gate A2. Chase also operates Sapphire Lounges in Hong Kong, Boston and New York's LaGuardia, as well as a scaled-down Chase Sapphire Terrace in Austin. Our Chase Sapphire Lounge guide reviews these locations, lists future planned locations, and tells you how to get into each lounge for free.

Persons: Chase, —, John F, Angela Sun, Chris Dong Here's, cardholders, Sapphire Burger, Lamb, — Chase, Joe Coffee, LaGuardia, You'll Organizations: JFK's, Etihad Airways, JFK, Etihad, Chase Sapphire Reserve, Service, The Club, Kennedy International Airport, LaGuardia, JPMorgan Chase Art, Chase Sapphire, China Airlines, Delta Air Lines, Emirates, KLM, Singapore Airlines, Virgin Atlantic, American, Chase Chase, Sapphire, New York's LaGuardia, Chase, Passengers, romesco, New, TSA, FDIC Locations: JFK, New York, Abu Dhabi, Aeromexico, Air India, China, LATAM, U.S, Hong Kong, Boston, Austin, New York City

The information for the following product(s) has been collected independently by Business Insider: Capital One Venture X Business Card†. The Capital One Venture X Business Card† is available to new applicants. And now you can get those same benefits and more on a version of the card tailored to small business owners: the Capital One Venture X Business Card†. What to know about the Capital One Venture X Business cardWhen Capital One first announced the Capital One Venture X Business Card† in February 2023, it said the card would only be available to customers through a Capital One Relationship Manager. The Capital One Venture X Business Card† has a $395 annual fee.

Persons: you'd Organizations: Business, Venture, American Express, Chase Sapphire, Capital, One, eBay

Learn more about the Chase Sapphire Reserve credit card, and other best credit cards for airport lounge access. Here's a look inside the Chase Sapphire Lounge LaGuardia, and why this lounge is particularly impressive for both Chase Sapphire Reserve cardholders and affluent travelers. Only $550-per-year Chase Sapphire Reserve® credit cardholders have unlimited access to US Sapphire Lounges through Priority Pass. The family room at the Chase Sapphire Lounge in LaGuardia is perfect for people traveling with young children. Chase's network of Chase Sapphire Lounges is growing quickly, with prior locations in Boston and Hong Kong and a smaller space called the Chase Sapphire Terrace in Austin.

Persons: LaGuardia, —, Chase, cardholders, Brooklyn, Joseph Leonard, Joe, There's, Chase Chase isn't, John F Organizations: Chase, Chase Sapphire Reserve, Service, New, LaGuardia Airport's, Chase Sapphire, The Club, LaGuardia, Air Canada, American Airlines, JetBlue Airways, Southwest Airlines, United Airlines, Delta Air Lines, Sky Club, Sapphire, Sapphire Reserve, Chase Sapphire Reserve LaGuardia Food, Joe Coffee Company, Spa, Face, New York, Kennedy International Airport, Etihad Airways Locations: New York City, LaGuardia, Manhattan, New, Boston, Hong Kong, Austin

Many card issuers will allow you to downgrade your credit card instead of canceling it outright. How to Contact Your Credit Card IssuerIf your card issuer lets you downgrade your credit card to another one, you should see the change in your online account page within a few days. Considerations Before DowngradingImpact on Credit ScoreClosing a credit card account can reduce the age of your credit history and cause your credit utilization to rise if you carry balances on other cards. The Drawbacks of Downgrading Your Credit CardYou can absolutely downgrade your credit card, but there's an argument to be made for signing up for a new, different credit card instead and simply closing your old one. Your best bet is having a card in mind to downgrade to, then calling your card issuer using the number on the back of your credit card to ask.

Persons: you've, Chase, It's Organizations: Chase, Chase Sapphire Reserve Locations: Chase

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Of course, I paid with a rewards credit card to "double dip" on the bonus miles and the regular rewards earned for spending. I'm taking advantage of programs like Amex Offers, Chase Offers and Capital One Offers to earn more rewards. If you pay credit card interest because you carry a balance each month, using a credit card will cost you in the long run. Products in this post: Chase Sapphire Preferred® Card, Chase Freedom Flex℠ , Capital One Venture X Rewards Credit Card

Persons: Holly Johnson, —, I've, Chase, I'm, that's Organizations: Business, Apple, Service, Chase, PayPal, Costco, Amex, Products, Capital Locations: Nike.com, Macy's, Chase, Lululemon

☆ Best Credit Cards for TSA PreCheck and Global Entry
▼ + stars: | 2023-09-26 | by ( Emily Sherman | ) www.wsj.com time to read: +12 min

Many travel credit cards have removed this cost barrier for their users—offering a statement credit that covers the cost of applying to either TSA PreCheck or Global Entry. All you have to do is pay the $78 PreCheck fee or $100 Global Entry fee with your card and you’ll automatically be reimbursed. Other cards to considerWhile these cards are our favorites boasting a TSA PreCheck or Global Entry credit, there are a few other options if none of them align with your needs. How we pickedTo choose Buy Side’s Best Credit Cards for TSA PreCheck and Global Entry, we looked at more than 30 credit cards that offered a credit for these application fees. To find out more about how we chose credit cards—and to meet our panel of experts—you can also check out Buy Side from WSJ’s full best credit cards methodology.

Persons: Emily Sherman, You’ll, cardholders, Uber, airfare, Chase, Cardholders Organizations: TSA, Hertz, One Venture, Venture, Venture X, Capital, American, Amex, American Express, Amex Travel, Chase, TSA PreCheck, Chase Sapphire, U.S, Sapphire Reserve, Bank of America, of America, Merrill Locations: Capital, Canada

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Two of our favorite business cards — the Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card — just brought back their highest-ever welcome offer that can earn you even more than usual for meeting a minimum spending requirement as a new cardholder. Ink Business Cash® Credit Card Apply now lock icon An icon in the shape of lock. That means the new welcome offer on the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card could be redeemed as 90,000 Chase points as opposed to $900 in bonus cash. You can learn more in our Ink Business Unlimited card review, and check out our comparison of the Ink Business Cash vs. the Ink Business Unlimited card.

Persons: Chase, It's Organizations: Ink, FDIC, Chase

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). AdvertisementAdvertisementI've learned a lot about how to make travel painless, and I always use a travel rewards credit card. Some travel credit cards even offer bonus points that apply when you book airfare directly with airlines. However, credit cards come with more robust protections when it comes to disputes thanks to the Fair Credit Billing Act. 5. Credit cards have zero fraud liabilityFinally, credit cards come with zero fraud liability, which is incredibly important when you're making pricey purchases online (e.g., buying airfare through an airline website or mobile app) and trying to prevent credit card fraud before it happens.

Persons: I've, There's Organizations: Service, ®, American, Delta, Federal Trade Commission Locations: Wall, Silicon, Delta

The Capital One Venture X Business Card† is now more widely available to new applicants. And now you can get those same benefits and more on a version of the card tailored to small business owners: the Capital One Venture X Business Card†. What to know about the Capital One Venture X Business cardWhen Capital One first announced the Capital One Venture X Business Card† in February 2023, it said the card would only be available to customers through a Capital One Relationship Manager. The Capital One Venture X Business Card† has a $395 annual fee, the same as the personal Capital One Venture X Rewards Credit Card. Earn 150,000 miles with the sign-up bonusThe Capital One Venture X Business Card† is offering a welcome bonus of 150,000 bonus miles when you spend $30,000 in the first three months from account opening.

Persons: That's, you'd Organizations: Venture, Service, American Express, Chase Sapphire, Capital, One, eBay Locations: Wall, Silicon

You can earn up to 200,000 Marriott points, but to unlock the most points you'll need to stay six nights at Marriott Bonvoy properties. Marriott Credit Card Offers: Earn up to 200,000 PointsTwo of these cards (the Marriott Bonvoy Brilliant® American Express® Card and Marriott Bonvoy Bevy™ American Express® Card) are from American Express, and two (the Marriott Bonvoy Boundless Card and Marriott Bonvoy Bold® Credit Card) are issued by Chase. Details Rewards Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.

Persons: Marriott, we've, We're, Chase, Regis, it's, you'll, You'll, you'd, Cardholders Organizations: Marriott, Orlando . Marriott, Service, American Express, American Express Marriott, Chase Marriott, Villas, Marriott Bonvoy, Marriott Vacation, Residence, Vacation, Westin Vacation, The Ritz, Carlton Club, Regis Residence Club, Express, Ritz, Carlton, TSA, Global, TSA PreCheck, New Hampshire Insurance Company, AIG Company, Reading Chevron, Chevron, Business, Cardholders, Chase, Sapphire, United Airlines, Hyatt, American Locations: Grande Lakes, Orlando, Marriott, Wall, Silicon, Marriott Bonvoy, St, Regis, U.S, Chevron, airfare

☆ For Your Broken Heart, Consider a Breakup Budget
▼ + stars: | 2023-07-29 | by ( Lauren Larson | ) www.nytimes.com time to read: +1 min

For a month after a breakup in early June, I wavered between empowered mania and “Wuthering Heights” anguish. If I’d had access to moors I would have roamed them nightly à la the book’s brutish, tormented hero, Heathcliff, wild-haired and sporting a messy cravat, but I was in Austin, Texas, where there is nary a moor and it’s too hot for roaming. After this most recent split, however, I left the sphere of retail therapy and waltzed on the plane of shopping addiction. Instead, I bought a ticket to Mexico to join my sister at a resort I couldn’t afford. I spent $165 on a deep-tissue massage and $130 on an annual subscription to MasterClass.

Persons: I’d, Heathcliff, Jumanji Organizations: Chase Sapphire Reserve Locations: Austin , Texas, Mexico

☆ The 6 best credit cards to use for Costco purchases in 2023
▼ + stars: | 2023-07-19 | by ( Juan Ruiz | ) edition.cnn.com time to read: +13 min

Let’s take a look at what types of credit cards Costco accepts and the best credit cards for Costco purchases, whether you’re looking for financing, cash back or travel rewards. The best credit cards for Costco in 2023How did we choose our best credit cards when shopping at Costco in 2023? Best for Costco loyalists: Costco Anywhere Visa Card by CitiUse this credit card to earn bonus cash back on gasoline purchases, both at Costco and other gas stations. Best for travel rewards: Capital One Venture Rewards Credit CardEarn travel rewards on your Costco purchases with the Capital One Venture card. These premium Chase cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred® Credit Card.

Persons: it’s, It’s, cardholders, Read, Cash Organizations: CNN, American Express, Costco, Getty, Mastercard, American, Google, Samsung, Citi, EV, Read CNN, Wells, Costco Wholesale Clubs, Capital One Venture, One Venture, Venture, Capital, Chase, Sapphire, Ink Business, Ink, Cash, Citi Travel, Card, Citi Prestige ® Locations: drugstores

☆ Big changes are coming to the Citi AAdvantage Executive card, including a 100,000-mile bonus and new statement credits — but it's not all good news
▼ + stars: | 2023-07-10 | by ( Jasmin Baron | Sarah Silbert | Read More | ) www.businessinsider.com time to read: +16 min

The downside is that the annual fee will increase, and you'll have to pay to add authorized users. Cardholders and up to 10 authorized users (currently free to add) receive American Airlines Admirals Club access for themselves and up to two guests (or immediate family) when they fly American Airlines or its partners. For a $450 annual fee, that's a fabulous deal, considering Admirals Club membership currently starts at $650 (which will increase to $850 shortly). Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges Check mark icon A check mark. But this, along with an improved earning rate on American Airlines purchases, is a huge upgrade for cardholders.

Persons: Read, We're, it's, That's, cardmembers, cardholders, Citi's, What's, you'll Organizations: Citi AAdvantage, Admirals Club, American Airlines, Citi, Mastercard, Service, American, Chase, Chevron, Target, Walmart, Capital, Airlines, AA, Business, Admirals Clubs, American Express, Avis Locations: Wall, Silicon, Miami, Washington ,

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card are offering $750 bonus cash back after you spend $6,000 on purchases in the first three months from account opening. If you're looking for a rewards business card, it's hard to go wrong with any of the Chase Ink Business credit cards. The Ink Business Cash® Credit Card stands out because it offers more rewards in popular business categories. If you're intrigued about the Ink Business Preferred® Credit Card, you should know that it offers more perks on the travel front.

Persons: Read, Wells, We're, Chase, you'll, that's, You'll, Holly Johnson Freelance, Holly Johnson, Johnson, Joseph Hostetler, Joseph, Guy Organizations: Chase Ink, Card Citi, Card, Target, Walmart, Citi, Chase, FDIC, Reading Chevron, Business, Sapphire, Ink, Chase Travel, United Airlines, Air, Hyatt, Virgin Atlantic, Rover, U.S . News, Club, Finance Locations: Air Canada, Europe, Delta, Chase, U.S

Compare Sapphire Preferred and Ink Business Preferred Chase Sapphire Preferred® CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's a detailed look at the biggest differences between the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. The other major difference is that the Ink Business Preferred® Credit Card offers cell phone protection against theft or damage. Chase Sapphire Preferred Compared to Ink Business PreferredThough similar — each charges a $95 annual fee that is not waived the first year — the Sapphire Preferred and Ink Business Preferred® Credit Card have different welcome bonus requirements and bonus spending categories. If you're thinking of getting both cards, apply for the Ink Business Preferred® Credit Card first.

Persons: Chase, We're, Chase Sapphire, Eric Rosen Eric Rosen, you'll, Condé Organizations: Chase, Sapphire, Chevron, Target, Walmart, Reading Chevron, Chase Sapphire, Travel Shipping, Ink, Apple, Lingus AerClub Air Canada Aeroplan Air France, KLM Flying Blue British Airways Executive Club Emirates, JetBlue, Singapore Airlines, Southwest Airlines Rapid, United, Virgin Atlantic Flying, Hyatt Travel, Card, Business, Chase Travel, National Geographic, Bloomberg Locations: Iberia, Los Angeles, Australia, Kenya, Laos

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